--- title: "December 2013" description: "" url: "https://wimlaw.com/publications/newsletters/december-2013" date: "2026-06-13T14:21:16+00:00" language: "en-US" --- # December 2013 ## [USE OF PAYROLL CARDS RAISING LEGAL AND STRATEGIC ISSUES](https://wimlaw.com/index.php?option=com_content&view=article&id=319:use-of-payroll-cards-raising-legal-and-strategic-issues&catid=126) May 16, 2016 | [December 2013](https://wimlaw.com/index.php?option=com_content&view=category&id=126) Many employers have found the use of payroll cards to be extremely advantageous, not only to the employer, but to employees as well. Employers can save around $50.00 per employee per year, due to eliminating the need to physically provide a paycheck, reducing or eliminating bank service fees, and reducing paycheck fraud. Similarly, many employees do not hav… [Learn More](https://wimlaw.com/index.php?option=com_content&view=article&id=319:use-of-payroll-cards-raising-legal-and-strategic-issues&catid=126) ## [EMPLOYER PLANS DEVELOPING FOR FUTURE OF HEALTHCARE](https://wimlaw.com/index.php?option=com_content&view=article&id=318:employer-plans-developing-for-future-of-healthcare&catid=126) May 16, 2016 | [December 2013](https://wimlaw.com/index.php?option=com_content&view=category&id=126) Several trends in current as well as long-range plans are developing for private employers concerning healthcare. In terms of immediate developments, several large employers, including United Parcel Service and Delta Airlines, have announced that they will remove thousands of spouses from their healthcare coverage because they are eligible for coverage else… [Learn More](https://wimlaw.com/index.php?option=com_content&view=article&id=318:employer-plans-developing-for-future-of-healthcare&catid=126) ## [THE ISSUE OF POLICY CANCELLATION](https://wimlaw.com/index.php?option=com_content&view=article&id=317:the-issue-of-policy-cancellation&catid=126) May 16, 2016 | [December 2013](https://wimlaw.com/index.php?option=com_content&view=category&id=126) Other negative public relations issues for Obamacare emerged at the end of October, when as many as 10 million American consumers are expected to have their individual healthcare plans terminated by their insurers effective on or around the first of next year. Currently, about 15 million people are covered under individual healthcare plans without regard to… [Learn More](https://wimlaw.com/index.php?option=com_content&view=article&id=317:the-issue-of-policy-cancellation&catid=126) ## [MORE OBAMACARE POSTPONEMENTS AND OTHER DEVELOPMENTS](https://wimlaw.com/index.php?option=com_content&view=article&id=316:more-obamacare-postponements-and-other-developments&catid=126) May 16, 2016 | [December 2013](https://wimlaw.com/index.php?option=com_content&view=category&id=126) The Administration announced in October that it was postponing for individuals their obligations to sign up for healthcare without penalties for about six weeks. On October 23, the Administration announced that if consumers sign up for mandated healthcare coverage by the end of March, they will not face the $95.00 (or 1% of income) individual penalty. 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